The 7 Top Auto Insurance Companies

Car insurance companies spend considerable amounts of money advertising their products and services. Choosing the right insurer is not easy at all. Auto insurance comparison from at least three providers is the best way to find a policy that meets your requirements.

When shopping for auto coverage, you should consider the company’s reputation, customer service, and financial background.

Here are top seven auto insurance companies that you should look for:

Safeway Insurance Group

With more than 50 years of experience, Safeway Insurance Group is the largest family owned insurance carrier in the nation. The company is rated “A” (Excellent) by A.M. Best. Whether you want to buy auto, renters, homeowners, or condo insurance, Safeway can help you find a policy that suits your needs.

A basic auto insurance policy from Safeway can cover you for medical expenses, vehicle repairs, and legal actions resulting from an accident. The company’s website offers free car insurance quotes, so make sure you check it out. Safeway allows customers to pay their rates and manage their accounts online. Try our FREE quote comparison tool by entering your ZIP!

USAA

United Services Automobile Association (USAA) offers affordable auto insurance to people who serve in the United States military. Established in 1922, the company currently has over eight million customers and ranks 67th in net worth among Fortune 500. USAA is the seventh largest auto insurer and the sixth largest homeowners insurance carrier in the nation.

The company offers auto, property, and life insurance. Customers have access to free planners and rate calculators. Drivers who buy car insurance from USAA can save an average of $450 per year.

Policyholders can request auto ID cards and get free auto insurance quotes online. If you want to reduce your premiums, you can apply for auto insurance discounts, defensive driving discounts, or safe driver discounts.

Selective Insurance Group

Selective Insurance Group is the 50th largest property and casualty insurer in the United States. The company has over 1,900 employees and operates in 22 states. Selective is rated “A+” by A.M. Best, “A” by Standard and Poor’s, and “A2” by Moody’s.

Customers can choose from a full line of insurance products, including commercial auto insurance, employment practices liability insurance, flood insurance, rental property insurance, and personal insurance.

Drivers who buy cheap auto insurance from Selective receive extra savings. If you pay your insurance premiums on time, you will get a discount. This auto insurance company offers lower rates to those who complete an approved defensive driver course. Policyholders enjoy convenient payment options. You can pay your bill in full or make two, four, ten, or twelve equal payments.

Liberty Mutual

Liberty Mutual is the 82nd company on the Fortune 500 list for 2011. Founded in 1912, this top rated insurer offers commercial and personal auto coverage, as well as workers compensation insurance, homeowners insurance, general liability insurance, and life insurance. Customers can also buy motorcycle insurance and personal liability protection insurance.

The company provides different types of auto coverage, including liability, collision, personal injury protection, and comprehensive coverage. Some policies include additional benefits such as unlimited rental, new car replacement, and accident forgiveness coverage.

If you drive your car less than 7,500 miles per year, you will receive a low mileage discount. Adding safety devices and anti-theft features on your vehicle will bring you additional savings.

Erie Insurance Group

Erie Insurance Group specializes in auto, business, life, and homeowners insurance. The company sells its products through a network of independent insurance agents. This insurance provider is rated A+ (Superior) by A.M. Best.

Erie Insurance Group features a special program – Extended Hours Claims Service – that allows customers to report claims after normal business hours, on weekends and on holidays.

The company offers flexible car insurance payment plan options and interpreter services for non-English speaking customers. Drivers who purchase auto insurance are eligible for multi-policy discounts, college student discounts, senior driver discounts, and reduced usage discounts.

Customers who buy life and car insurance pay lower rates.

In addition to standard auto insurance, Erie offers transportation expenses coverage, death and disability benefits coverage, and road service coverage.

American Family Insurance

Established in 1927, American Family Insurance offers a full range of insurance products. The company has over $16.8 billion in assets under management. Its line of products includes home, motorcycle, boat, auto, and snowmobile insurance. Customers can also purchase farm and ranch liability insurance, personal umbrella insurance, and global medical insurance.

This auto insurance provider features a variety of bundled discounts. Customers who insure their homes and cars under the same roof receive additional savings. Car owners can qualify for multiple discounts, including loyalty discounts, defensive driver discounts, accident-free discounts, and multiple vehicle discounts. Drivers without accidents, violations, or claims get lower premiums.

Geico

Geico is one of the most popular auto insurers on the market. The company has over 11 million customers and more than 26,000 associates. Customers can file claims 24 hours a day, seven days a week, and 365 days a year. Geico has received an “AA+” RATING from Standard and Poor’s for financial strength.

In addition to car insurance, customers can buy personal umbrella insurance, life insurance, flood insurance, and identity theft protection insurance. They can also purchase coverage for commercial vehicles, motorcycles, and recreational vehicles.

This auto insurance carrier offers several types of coverage for your vehicle, including:

• Bodily injury and property damage liability coverage
• Uninsured/underinsured motorist protection coverage
• Personal injury coverage
• Medical payments coverage
• Comprehensive coverage
• Collision coverage

If you need additional features, you can opt for rental reimbursement coverage, emergency road service coverage, or mechanical breakdown insurance. Drivers who have full–front seat air bags can save up to 40 percent on auto insurance.

If you haven’t had any car accident in the last five year, you may save up to 26 percent on most types of coverage. Enter your ZIP into our FREE quote comparison tool to start saving today!

These car insurance companies offer quality products and flexible billing options. Make sure you get free auto insurance quotes from each of them. Shopping around for the most affordable auto insurance policy can save you hundreds of dollars a year.