Scottsdale Indemnity Auto Insurance Review

Scottsdale Indemnity Auto Insurance is a company that is a subsidiary of Nationwide Insurance Company, one of the largest insurers in the country. Those who are looking for personal auto insurance will not be able to purchase it from this company, but business owners will be able to obtain insurance for their company’s vehicles. To get multiple cheap auto insurance quotes for FREE enter your ZIP code in our auto insurance comparison tool.

Liability and Optional Coverage Is Available

Scottsdale Indemnity Auto Insurance provides two types of auto insurance. They offer the liability insurance that business owners are required to purchase and they can also offer optional coverage for their vehicles that will help them repair their automobiles if they become damaged in a car collision.

Commercial vehicles that are being used to transport products will have cargo that can be damaged or lost during a collision. Scottsdale Indemnity Auto Insurance has coverage for the products that commercial vehicles are transporting from place to place.

Types of Vehicles Insured

Scottsdale Indemnity Auto Insurance has the ability to write policies for several types of commercial vehicles. Among these vehicles are: 

• Ambulances
• Cement mixers
• Vehicles that haul dirt
• Vehicles that haul garbage
• Tow trucks

Excess and Umbrella Insurance

If a commercial enterprise has auto insurance for its vehicles currently but feels that the coverage is limited, these business owners may purchase an Excess insurance policy from Scottsdale Indemnity Auto Insurance to increase their coverage. Those who purchase their commercial auto insurance from this company directly may also obtain an umbrella policy to extend their coverage. Enter your ZIP code in our auto insurance comparison tool to get online auto insurance quotes for FREE.

A Company Backed By Considerable Assets 

What is very important is an insurance company’s financial standing. An insurance company that does not have sufficient funds to cover the claims that its clients file is not a company from which people should purchase a policy. Because Scottsdale Indemnity Auto Insurance is owned by a large carrier, Nationwide Insurance Company, it is backed by the considerable assets of this company that amount to over $2,000,000,000. 

A.M. Best and Standard & Poor’s Ratings 

As proof of Scottsdale Auto Insurance’s financial strength, the credit ratings agency, A.M. Best rated this company as Superior with an “A+.” This rating signifies the fact that this company’s financial outlook is very secure, and that this company will be able to meet any financial obligations to their clients. 

Another credit rating agency, Standard & Poor’s, also rated Scottsdale Indemnity Auto Insurance, and the people at this agency gave this company the high rating of A. This means that Standard & Poor’s considers this company to be able to pay the claims that it is obligated to pay but that it may not be as financially secure in the long-term as companies that have received the ratings of AAA or AA.

According to Standard & Poor’s, certain adverse financial conditions could present themselves that would make it difficult for Scottsdale Indemnity Auto Insurance to pay its claims. See what other companies have received great financial review in our auto insurance reviews page.

Awards

The awards that Scottsdale Indemnity Auto Insurance has received inform future customers on how important it is to the company that their employees perform their duties to the best of their abilities. In 2010, this company was named on the list of Arizona’s Most Admired Companies. Among the criteria that “Arizona Business Magazine” uses to determine who should go on this list is customer satisfaction with the company. 

Scottsdale Indemnity Auto Insurance also received the Training Top 125 Award. Companies that receive this award provide their employees with continuing training and education, and clients benefit from having such a well-trained and knowledgeable group of people at their disposal. 

Filing Claims Online

Scottsdale Indemnity Auto Insurance makes its representatives available to its clients at any time of the day that they may need to file a claim. 24 hours a day, seven days a week, clients can report a claim online. All they will need in order to do this is: 

•  Their policy numbers
• The time of day the accident or loss occurred
• Where the loss or accident happened
• What occurred at the time of the accident or loss
• The names, addresses and telephone numbers of all involved
• If they have them, the law enforcement agency that took the report and the incident number

Even though Scottsdale Indemnity Auto Insurance is very thorough in the coverage it offers, there may be something missing, and business owners would like a different type of policy. To get multiple auto insurance quotes for FREE enter your ZIP code in our car insurance comparison tool.

It only takes a couple of minutes for them to receive several quotes from Scottsdale Indemnity Auto Insurance and many other companies, and they will be able to ensure that they are receiving the best deal.