Middle States Auto Insurance Review

How does Middle States Auto Insurance stack up against other auto insurance companies? It’s difficult writing a review of a small, independent insurance company with such a limited coverage area. Few customers have shared their opinions online. However, that can be seen as a good sign.

The first customers to say anything usually have complaints. This could be a sign that people are generally happy with the service and coverage they receive.  Try our FREE quote comparison tool by entering your ZIP!

Policy Types

Middle States specializes in different types of auto insurance tailored to their Clients. One reason customers might be happier with the prices and benefits they receive through this company is the focus on creating packages specifically for the individual.

Most big name companies have a few packages meant to fit the majority of consumers with little wiggle room in plan specifics or budget for the average person.

While that makes things quicker and easier to set up, it may fail you when it comes time to put in a claim or drain your budget unnecessarily.

Speak to A Representative

You will need to speak to a Middle States agent in order to set up your policies. Because of the individual nature of this small insurance company, you will have to call and speak with an agent, or perhaps, meet them in person.

The good news is you have access to personalized attention and not just a phone operator who may or may not speak your language. You’ll be speaking with someone who understands the policies and laws you need to abide by. Unfortunately, this will take longer than signing up for packages with another company.

Which Areas do Middle States Auto Insurance Cover?

This company is based in the southern middle states. They have a single location in Marshall, Texas, and are likely to provide affordable auto insurance only for customers residing in that state. Coverage area does not affect where in the United States your insurance will protect you, however. For auto insurance, the company covers liability in varying rates, as well as collision and under/uninsured motorist policies. They also offer umbrella policies and specialty coverage for drivers with special needs.

What Types of Insurance Does Middle States Handle?

While this is a review of their auto insurance coverage, Middle States Insurance Company also carries a wide variety of insurance products, including contractors and other specialty lines. You can often get auto insurance discounts by bundling your packages with home owners or other business related coverage.

Who Should I Speak With at Middle States Insurance?

Online reports show three active agents working for the company, which may have an impact on how quickly they can handle your claims.

However, you will have a face and a name to contact for any problems you may have. The agents listed are Lily Whitis, Lynn Smith and Bill R. Burke.

Final Thoughts

Because of Their Individual Approach, Personal Service and Variety of Policies, Middle States Auto Insurance may be a Good Choice for Consumers With Special Needs. Car collectors, consumers with recreational vehicles and high-risk situations may find this a better choice than another insurance company.

Being small and independent, they may have solutions to problems that would go unnoticed at a larger company which is used to dealing with traditional clients.

However, because of their limited location, comparing their policies, deductibles and requirements for obtaining insurance with other similar companies may be a good idea for people living outside the Marshall, Texas area. Be sure to search our FREE comparison site by entering your ZIP code!