Mid Century Auto Insurance Review

Mid Century Auto Insurance is a subsidiary of Farmers Insurance Group and deals with the insurance company’s automobile casualty and property claims departments. Established in 1949, Farmers Insurance Group has a solid reputation in the United States for its outstanding homeowners insurance coverage and is owned by Zurich Financial Services.

Located in Los Angeles, CA, insurance raters Standard and Poor’s issued Mid Century Auto Insurance with an AA rating, which is very strong to excellent, and an A rating from A.M. Mid Century is licensed to offer and sell its insurance services and products in 41 states across the country.

When shopping for online auto insurance quotes and rates, you’ll want to know all the various carriers and options available to you, which you can do on different sites by entering your home zip code and doing a search.  Enter your ZIP code on our homepage to compare quotes for FREE!!

Farmers Insurance Group, which is the parent company of Mid Auto Insurance, is one of the largest insurers in the United States and insures over 10 million policyholder households in the country.

Mid Century Auto Insurance

To save money in this bad economy, some families are becoming more creative about trip planning by taking camping trips and driving vacations, or what are commonly known as “stay-cations.” Mid Century Insurance can cover your road trip if you decide to set out in the family car, a travel trailer or recreational vehicle.

Although your affordable auto insurance may have the minimum requirements for your state but, when adding a trailer to your insurance coverage, your insurer carrier should and will inform you of the additional options of adding a trailer. Campers come in the following variations:

• Fifth Wheels
• Pop-up Campers
• Truck-Hitched trailers
• Stationary Travel trailers

Park trailer models are another kind of trailer that is covered under this category. Getting cheap auto insurance for your recreational or travel trailer is more affordable than you might think, and since it’s considered a “specialty” auto that is driven less than 30,000 miles every year, it qualifies for specialty insurance coverage.

Specialty coverage focuses more on comprehensive protection instead of liability and collision coverage. This example also applies to other vehicles that are considered specialty, such as:

• Exotic cars
• Classic cars
• Luxury vehicles
• Recreational Vehicles

A renovated 1967 Ford Mustang is considered a specialty car depending on what renovations you have made to the car, as does a vintage Porsche, although it will fall under a different sub-category than the Ford Mustang.

All terrain vehicles, or ATVs, and motorcycles are in a sub-category of their own since there is always a higher risk of injury on one of these recreational vehicles. You will be told by your carrier to increase the minimum auto insurance policy on these RVs and you may be eligible for a discount if you take a motorcycle or ATV safety class, which qualifies for an auto insurance discount on some policies.

Mid Century Auto Insurance Safety Discounts

One of the many ways of saving on your auto insurance policy is to include various safety features to your automobile. These safety features will result in various auto insurance discounts.  A good security system and the recent rear view cameras are well worth the money and insurance savings in the long run.

Another way to save on insurance with safety features is to be sure your cars have extra side air bags, which comes standard in many automobiles like Volvo’s and Audi’s.

ESP, or Electric Stabilizing Program, is a fairly new safety feature car manufacturers include in vehicles to assist in keeping control of the auto. It is similar to the ABS anti-lock braking system and will also increase your insurance policy savings.  Try our FREE quote comparison tool and start saving BIG today!!

Mid Century Insurance does not have an individual website, so all questions have to be made through the Farmers Insurance site. The site is very comprehensive and full of information on Farmer’s products, including all you need to know about Mid Century Auto Insurance. You are also able to submit your claims via the site as well. For more information, you can go to the Farmer’s website.

To get your online auto insurance quotes in minutes, enter your ZIP code in the search tool provided here for FREE!