Kemper Auto Insurance Review

Kemper Auto Insurance Review

Founded in 1926, Kemper is a well established insurance provider that sells automobile, homeowners, and renters insurance. The company works with over 4,700 independent agents and provides coverage to more than 755,000 policy holders throughout the US. Kemper has an “A-” (Excellent) rating from A.M. Best, the most trusted rating authority in the insurance industry. Although the company has been acquired by Unitrin in 2002, it still maintains its name. 

Variety of Products

Kemper has become one of the leading insurance providers on the market. The company provides coverage for personal and commercial vehicles, homes, rental properties, condos, and boats. Customers can also purchase identity fraud insurance, home based business insurance, collectible insurance, valuable personal property coverage, and personal catastrophe liability coverage. To receive FREE car insurance quotes enter your ZIP code in our insurance comparison calculator. The company also sells bundled insurance packages that include home, auto, and medical coverage at discount prices. 

Premium Services

If buy car insurance or any other type of coverage from Kemper, you will be able to access your policy documents online. Customers can also pay bills and file claims from their computers. The company offers several payment options, including eBilling, EFT (Electronic Funds Transfer), and automatic payment withdrawals. Kemper processes claims 24 hours a day. The company’s website features an easy-to-use interface that allows customers to review their accounts and track their claims online. They can also opt to receive paperless bills. Despite the frequent acquisitions it has gone through, Kemper is a reputable company with a strong financial background. However, this insurance provider may not be a good option for clients who want flexible policies tailored to their individuals needs.

Kemper Car Insurance Plans

The company provides standard car insurance plans at competitive rates. Just like other insurance providers, Kemper offers different types of car insurance policies designed to protect you and your passengers in the event of a car accident. Some auto insurance plans cover the repair or replacement costs of your car, while others pay for any damages that you may cause to someone else’s vehicle or property in the event of an accident.

Customers who decide to buy car insurance from Kemper can opt for liability coverage, comprehensive coverage, and personal injury protection insurance. The company also sells auto loan (GAP) coverage, a type of policy that pays the difference between the current outstanding balance on your loan and the actual cash value of your car. This type of insurance usually covers accidents and thefts.

The best way to find cheap car insurance and to find out what type of coverage suits your needs for FREE is enter ZIP code above.  This process takes only a few moments, and it can save you hundreds of dollars a year.

Auto Insurance Rates

Kemper offers affordable car insurance rates compared to its competitors. Premiums may vary from one state to another. The average rate for a young male driver who lives in California is $1336. The costs are lower for married couples and more experienced drivers.

Discounts and Bonuses

Kemper has gained tremendous popularity because of its car insurance discount programs. The company offers massive discounts to those who add safety devices and approved alarms to their vehicle, as well as to those who complete defensive driving courses. Installing air bags, anti-lock brakes, and automatic seat belts can help you get lower rates when buying car insurance from Kemper. If you own two or more vehicles, insure them under the same roof. 

The company features low cost policies for young college students who no longer live with their parents. Car owners with a clean driving record are eligible for discounts as well. If you get health insurance, auto insurance, and boat insurance from Kemper, you will pay lower premiums. For added savings, limit your annual mileage and pay for car insurance in one lump sum.

If you want to know more about the discounts that are being offered, go online and compare auto insurance quotes. As soon as you complete the application form, you will receive information about the best coverage options and available discounts.

Overall Rating

The company is renowned for its exceptional customer care service. Research shows that although there are a few complaints from customers, most people believe that the products and services offered by Kemper are high quality. This car insurance provider has invested time and money into developing advanced online technologies to assist in processing and tracking claims.

Kemper is a reputable company with excellent ratings. When shopping for auto insurance, take the time to compare Kemper car insurance quotes with offers from other insurance carriers in order to find a policy that best suits your needs. Enter your ZIP code above to find the best car insurance rates.