Country Financial Auto Insurance Review
Every auto insurance company must sell the liability insurance that the states require, and Country Financial Auto Insurance does this, but its motto is to protect its policyholders’ futures. The way this car insurance company does this is to offer enough liability coverage to cover the ever-increasing amounts that juries award when drivers sue each other after a collision. Make sure you compare auto insurance rates for FREE by entering your ZIP code.
Country Financial Auto Insurance also has optional coverage that protects their policyholders if they are hurt in an accident and their vehicles need to be repaired. They also look for ways they can make this optional coverage more affordable for their policyholders. Receive multiple online car insurance quotes for FREE simply by entering your ZIP code.
Auto Insurance Coverage Options
Country Financial Auto Insurance’s optional coverage:
New Types of Coverage
Country Financial Auto Insurance has taken auto insurance coverage much farther than most auto insurance companies. For example, Country Financial Auto Insurance adds coverage for renters entitled Special Tenants Coverage.
The Special Tenants Coverage applies when renters have been displaced because their residences have been damaged beyond the point of being livable. Even though this is part of an auto insurance policy, this coverage pays for basic living expenses when renters are displaced.
Safety Glass Coverage
The comprehensive coverage applies to damages done to a vehicle for a reason other than a collision. Some examples of these reasons are:
- Trees that have fallen on the vehicle
- Storms
- Riots
- Vandalism
- Colliding with animals
A deductible applies to the comprehensive coverage, but Country Financial Auto Insurance has a special policy when glass, or anything that functions as glass such as plastic, is broken. The policyholder isn’t required to pay the deductible for repairs to glass or plastic that fall under the comprehensive coverage.
Trip Interruption
Travelers can purchase separate trip interruption insurance policies for the times when they experience an emergency, and they have to cut their trips short. Country Financial Auto Insurance eliminates their policyholders need to purchase it with their trip interruption coverage that will reimburse their costs up to $800.
Motorcycle Insurance Coverage
Some people have cars they drive to their jobs and to take their kids to school. They also may have two-wheeled vehicles that they drive for pleasure. Not everyone can insure both of these vehicles with the same company, but they can if they purchase their auto insurance with Country Financial.
Also, motorcycle insurance is not just for motorcycles. Policyholders can also insure:
- Mopeds
- Motor Scooters
- Motorized Bicycles
Auto Insurance Discounts
Country Financial Auto Insurance gives its policyholders the opportunity to qualify for auto insurance discounts that lower their insurance rates. Companies often give students that maintain a B average up to a 10 percent discount.
Country Financial Auto Insurance gives its clients an even bigger discount for their good grades; policyholders that qualify for the good student discount can have up to 25 percent off of their rates.
After these students have graduated from college, they may be concerned that they will lose their good student discounts. Country Financial Auto Insurance addresses this issue by keeping the discount in place after these students have graduated. A college graduate can qualify for the college discount even if the B average was not maintained.
Engaged Couples Discount
Country Financial Auto Insurance has found another way to take things beyond where other insurance companies have gone. Auto insurance companies place married people in the low risk group because they are more responsible, statistically, than non-married couples.
With Country Financial Auto Insurance, couples don’t have to wait until they are married to receive the discount and have cheap car insurance. All these policyholders need is to have their wedding date within a year, at least one person 21 years of age or older and both cars insured with the company.
The New Vehicle Discount
The latest vehicles are being outfitted with better and better technology that keep them from being stolen. They also are built to keep the driver and passengers safer. They may have technology that helps the driver avoid accidents. Policyholders that have a new vehicle to insure with Country Financial Auto Insurance receive 10 percent off their rates because of the positive benefits owning a new vehicle gives them.
Comparing the Quotes of Many Auto Insurance Companies
Country Financial Auto Insurance stretches the times when policyholders can qualify for several different discounts, and it offers all the typical coverage that auto insurance companies have along with . Based on this review, car owners may be very enthusiastic about purchasing their insurance coverage from Country Financial Auto Insurance.
The issue car owners need to consider is that they may not qualify for the discounts with Country Financial Auto Insurance, but they might with another company. To make sure that they can receive the discounts and the lowest rates, they need to compare auto insurance quotes they receive from Country Financial Auto Insurance and quotes they receive from other insurance companies. You can find affordable car insurance for FREE by entering your zip code.
Comparison searches don’t take more than a couple of minutes, and car owners have several quotes to compare for policies they have tailored specifically to their needs. Learn more about the best car insurance companies in our car insurance reviews section.