Central States Auto Insurance Review

Central States Auto Insurance has its headquarters in Brookfield , Wisconsin. The independent insurance agency has provided a complete line of insurance products since 1981. Besides personal, business, health and life polices. Central States sell automobile insurance products throughout the Midwest. Consumers looking for affordable auto insurance coverage for FREE can get multiple car insurance quotes by entering their ZIP code in our car insurance comparison tool.

As an independent insurance provider, the Central States Insurance Agency represents multiple automobile insurance companies. This allows the company to choose across various auto insurance products. This allows the agent to find the best auto insurance policy options and obtain competitive auto insurance quotes, which meet the needs of its customers. 

Representing multiple auto insurance products also equip Central State Auto Insurance to better serve high risk customers in need of coverage.

Even if your auto insurance coverage needs change, you will not have switch auto insurance agencies, since Central States has access to the coverage of numerous auto insurers. In addition, Central States Auto Insurance agents work with customers to provide personalized claim services, which help clients navigate the time-consuming claim process. Enter your ZIP code above to receive multiple online car insurance quotes for FREE.

Companies Represented by Central States Automobile Insurance

Customers have a wide of selection automobile insurance options when conducting business with an independent insurance agency like Central States. Insurance companies represented by this firm include:

SAFECO Insurance

Originally established in 1923, under the name of the General Insurance Company of America Corporation, Selective Auto and Fire Insurance Company of America (SAFECO) has a Best rating of “A.” 

SAFECO have a variety of plans and programs designed to save motorists money, such as combining auto and homeowners policies for a 15 percent savings, multiple cars discounts and safe car and safe driving record discounts. When it comes to managing claims, sales and call centers, J.D. Powers once rated SAFECO as average several years ago, but has since raised the company to “outstanding” in terms of consumer satisfaction.

Auto Owners Insurance

With an “A+” rating , Auto Owners Insurance has one of the strongest financial profiles of any auto insurer in the insurance industry. Headquartered in Lansing, Michigan, J.D. Powers rank the company, for three consecutive years –2008-2010, with the “Highest in Customer Satisfaction with the Auto Insurance Claims Experience,” awarded by the company. Head over to our auto insurance reviews to see what other insurance companies have won this award from J.D Powers.

EMC Insurance

Forbes listed EMC as one of the “100 Most Trustworthy Companies” by Forbes, may not ring a bell with many people, but it has been around since 1911 and ranks in the top 60 insurance companies in the United States. EMC has license to operate in over 40 states. The discounts offered by EMC Insurance include accident-free discounts, multi-car policy discounts along with many other auto insurance discounts.

Encompass Insurance

Encompass provides standard automobile insurance products issued by their competition, such as bodily injury, property damage, collision and comprehensive. Customers can also choose higher liability limits or receive safe driver discounts and combination insurance policy discounts.

In addition, Encompass provide coverage for electronic devices—car phones, faxes computers, rental car liability and trip interruption protection. The company has a vender referral program for its customers in need of vehicle repair work.

Researching Auto Insurers Represented by Central States

Central States Auto Insurance belongs to the National Association of Professional Insurance Agents (NAPIA). When comparing different automobile insurance companies, you can find out the financial strength of the insurers the company represents, such as A+, A, B+, B, C+ or C grades, by referring to A.M. Best reports, which most public libraries have available.

Consumers can evaluate the quality of the auto insurance customer service and claim management by check the statistic complied for each state by National Association of Insurance Commissioners.

Go to your state insurance department website. Just compare the insurers’ customer service/complaint ratio to the national average. The state agencies also maintain records of administrative action taken against the agency or insurance company.

Conclusion

Before going to the Central States Auto Insurance website or calling to obtain auto insurance quotes, gather the names, driver’s license numbers, birth dates and other relevant information for all motorists the policy will cover. Verify the information. Any inaccuracy discovered by the insurer could result in a policy cancellation or denial of claim.

In addition, confirm the minimum automobile coverage required for your state. It also helps to have answers to the following questions:

• What is your personal financial situation and how much coverage limit do you need to provide 
• adequate protection of your assets?
• What coverage limits do you currently have in place? 
• How much are you paying?

Get FREE auto insurance quotes by entering your ZIP code in our car insurance comparison tool. After you analyze the information, determine the insurance company that offers the coverage you require and at the best auto insurance quote. Take time to review the policy before making it final.