Access Auto Insurance Review

Access Auto Insurance is a small company that is growing and expanding rapidly throughout the United States. See if you can save on car insurance with our free quote comparison!

While the insurance company is growing quickly, consumers should always compare it to other auto insurance companies before determining that it is the right option for their needs. Our free zip code search makes car insurance quote comparison quick and easy!

Inc. Magazine’s 5000 fast growing companies rated the Access Auto Insurance at 2063 in 2009, then 758 in 2010, showing the rapid growth of the company.

This highly dependable company is perfect for anyone who is concerned about stability. Access Auto Insurance is considered a reliable and dependable company, things to look for as you compare auto insurance options with our free comparison tool.

The rapid growth of the company from $55.4 million in 2006 to $278.3 million in 2009 shows that the company has the available funding to manage any car crash that might occur while you are driving.

Since the company is rated as a B+ company by A.M. Best, it is considered highly stable and reliable when compared to other companies.

Access Auto Insurance History

Access auto insurance was originally founded in Atlanta, Georgia in1994. Though the company has expanded to cover several states in the United States and continues to grow rapidly throughout the country, the headquarters is still Atlanta.
After it started expanding, the company has shown tremendous growth. Since the beginning of 2009 through 2011, the company has seen a growth rate of around 400 percent, showing that even in a recession the company’s strong values appeal to customers.

Flexibility for Customers

Perhaps the most attractive part of the company for consumers is the flexibility available.

The company works primarily with individuals and families and strives to provide the best auto insurance for customers who might struggle with their premiums.

Since the company is an auto insurance company, the primary focus of the company is providing affordable auto insurance coverage to as many drivers as possible.

The company even offers non-standard policies for customers who might have less than perfect credit scores, making it a perfect option for those hit hard by the recession.

Access Auto Insurance Services

Access auto insurance provides customers with the appropriate coverage for state laws, so the state lives in will affect the state auto insurance rates.

Though it provides the minimum coverage, individuals who have poor credit scores can benefit from the company’s non-standard policies and flexible reinstatement policy if customer’s miss a payment.

The company understands that during tough economic times, consumers might have difficulty with their credit scores and thus the company works diligently to provide options for customers.

The service the perhaps will appeal most to anyone who is struggling with their credit score is the coverage without a credit check. The company does not check personal credit history before offering a quote.

Furthermore, if you miss a payment, the company will reinstate the insurance immediately after the payment is received.

Individuals from foreign countries can even benefit from this company because Access offers insurance coverage for non-U.S. driver’s licenses for visitors from other countries or until legal drivers from other countries are able to obtain a U.S. driver’s license.

Online services as readily available for busy customers who do not have time to wait for customer service representatives or who need immediate information.

The online service allow customers to pay bills via Visa, Mastercard or Discover Card and find out information about their personal account.

Access Auto Insurance Customer Service

Customer service is a major consideration when selecting any insurance company for your coverage needs. Access auto insurance offers competitive customer service because the company has options available for 24 hour needs.

While the basic bilingual customer service hours are from 8:00 am to 10:00 pm Eastern Standard Time, customers have access to a 24 hour automated information number.

Furthermore, their online auto insurance services allow customers to receive immediate answers to questions such as information about the insurance coverage or coverage verification for customers who want to ensure their coverage was reinstated or issued before driving a vehicle.

In Case of an Accident

When an accident occurs, it is important to know that you have a company that will handle the situation and work with your personal needs.

Making an auto insurance claim will require calling the claims hotline whenever the accident occurs. The claims representatives are available via the state hotline number 24 hours a day and 7 days a week.

Since the company does not hire independent claims representatives, Access Auto Insurance can process your claims quickly and efficiently so that you are back on the road as soon as possible.

The adjustment team will evaluate the situation and issue payments to cover the damages and injuries that occurred based on your personal coverage with the company.

Compare Your Options

Access Auto Insurance is a growing company that offers competitive rates and insurance options. Try our free quote comparison tool to see if Access Auto Insurance might be right for you!

Due to the company’s avoidance of looking at a credit history report, insurance coverage at a reasonable rate is available for many American families who are suffering as a result of the recession.

Furthermore, the ability for foreign tourists and exchange students to receive insurance brings in more customers to the company.

While the services are excellent, consumers must also compare the company to others to find cheap auto insurance that covers what they need.

After receiving a free quote from a few different auto insurance companies from our quote comparison tool, it will be easier to make a decision about whether Access Auto Insurance is the best company for your personal needs. Try our zip code search, and see how much you save!