Lancer Auto Insurance Review

Lancer Auto Insurance provides a highly extensive array of different types of auto insurance policies. This company is a commercial auto insurance company, and it has been licensed to sell its commercial auto insurance in every state as well as the District of Columbia and Puerto Rico.

Most of the businesses that Lancer Auto Insurance focuses on are those companies that are providing transportation for the public. Try our FREE quote comparison tool by entering your ZIP.

Lancer Auto Insurance’s Clients

Lancer Auto Insurance has liability coverage and the optional coverages of collision and comprehensive. The types of businesses that Lancer Auto Insurance caters to are:

• Rental Agencies
• Automobile Repair Shops
• Driving Schools
• Limousine Companies
• Trucking Companies
• School Buses
• Used Car Dealers
• Several Others

The Company’s Stability

Auto insurance company that have been in business for more than ten years are generally believed to be stable auto insurance companies. If Lancer Auto Insurance is to be judged by this criterion, it passes the test. Lancer Auto Insurance had its start in 1982, 30 years ago.

Excellent Financial Health

After 30 years in business and its expansion to every state plus the District of Columbia and Puerto Rico, this company maintains a high level of financial health.

A.M. Best has looked over this company’s financial statements and rated Lancer Auto Insurance with an A- for Excellent.

There has never been a time when Lancer Auto Insurance has not received grades in at least the Excellent category since it opened its doors in 1982.

This high rating gives clients of Lancer Auto Insurance confidence that their claims will always be paid. A.M.Best has determined that Lancer Auto Insurance’s short-term and its long-term obligations are not in jeopardy of not being met.

Independent “Producers”

Those who are going to purchase auto insurance for their businesses from Lancer Auto Insurance will purchase it from an independent agent.

These independent agents are known as producers on Lancer Auto Insurance’s website, and the company encourages producers to be entrepreneurs who sell their auto insurance products.

The Benefits of an Auto Insurance Agent

Working with an auto insurance agent can be beneficial to the clients rather than a large company. The complaint that clients of large auto insurance companies often have is that they cannot call their auto insurance company’s telephone number and talk to the same person every time. Lancer Auto Insurance producers make this a non-issue for the clients.

The other concern is that without being able to get to know the agent and let the agent know them, they have difficulties obtaining prompt service when they submit claims.

This will also not be something that occurs with Lancer producers, because the producers will work closely with their clients to first create the perfect policy and then continue to communicate with them over the years.

The Producer’s Training

Lancer Auto Insurance takes the time to make sure that its producers are well trained in the area in which they choose to work. To make this happen, it has separated its business into six different areas, including:

• Motor Coaches, Transit, School Bus and Limousine
• Auto Rental
• Small-to-Mid-Sized Commercial Auto
• Long-Haul Trucking
• Vanpool

Anyone interested in any of these six areas has a telephone number on the producer’s page of the website where they can express their interest in becoming a representative for the company.

Lancer Auto Insurance’s Offices

In the event that people need to contact the Lancer Auto Insurance office near them, they will be able to find the contact information on the website. They will discover that there is contact information for the offices located in five states:

• New York (The headquarters)
• North Carolina
• Ohio
• Texas
• Washington

Claims Filing By Region

If a client of Lancer Auto Insurance needs to file a claim, they will report it to the office that handles claims in their specific regions.

Lancer Auto Insurance is located in New York, and this is also where the claims center is headquartered.

Before their claims reach the New York office, Lancer Auto Insurance clients will first go to the office covering the Northeast, the office covering the middle region or the office that covers the West.

The Northeast office is in New York, the Ohio office takes charge of claims from the middle states and Washington State covers the western states.

No Website Quotes

It’s not possible for Lancer Auto Insurance to offer quotes to potential clients because the coverage is so much more extensive than for personal auto insurance that is covering just one vehicle.

As Lancer Auto Insurance needs a greater amount of time to create the policy that fits each individual client’s needs, it needs more time to offer a quote. Potential clients will be able to obtain it by calling the company directly.

Seeking More than One Quote

If people need more than one quote, they can obtain them right on this website. Some people like to receive several auto insurance quotes so that they can compare the different rates that several auto insurance companies give them. Take advantage of our FREE quote comparison tool today by entering your ZIP.

It is as simple as entering their zip codes into the field on this website and submitting the information. In less than 10 minutes, several free quotes will appear.