Seneca Auto Insurance Review

The Seneca Company was first founded in 1978. There headquarters is located in New York, New York and originally had its start offering commercial property and casualty insurance. Originally this company was known by another name, which was the Eagle Star Insurance Company of America.

The company started using its new name, The Seneca Company, in the spring of 1987. This company operates as part of the Fairfax Holdings Group and is a subsidiary of Crum & Forster Holdings.

Seneca currently is operating under two separate legal entities, which are The Seneca Insurance Company and The Seneca Specialty Insurance Company. The main division, The Seneca Insurance Company is licensed in all 50 states, while the specialty division is only licensed in 48 states.

Seneca Insurance Policy Options

Arrays of types of auto insurance are available under the two legal entities Seneca employs. These policies focus on meeting the need to provide cheap auto insurance coverage to protect businesses with special needs. Policies available to potential clients include the following:

• specialty labor union coverage
• mercantile operations coverage
• vacant property coverage
• bail bonds coverage
• bankruptcy coverage

All bail bonds claims are handled through the company’s main agent, Bail USA.

Seneca does not specifically state that they cover any type of automotive insurance. However, if they do have auto insurance it would only be for businesses, since they are a business insurance company.

Any company offering affordable auto insurance has to offer the minimum amount of liability coverage, as state mandated.

Seneca Contact Information and Location
The main headquarters for Seneca is located at:

160 Water Street, 16th Floor,
New York, New York
10038
Phone Number: 212-344-3000

In addition to their main headquarters, Seneca has offices large metropolitan cities that include:

• Chicago
• Denver
• Boston
• Dallas
• Richmond
• Phoenix
• Philadelphia

The company’s bail bond agent is located at:

Bail USA
157 Main Street, P.O. Box 806
Greenville, Pennsylvania 16125
Phone: 1-800-245-0366

Additional information about the services the company offers can be located at their website.

Seneca’s Financial Portfolio, Strength in the Numbers
The financial numbers reported for Seneca are impressive. Below is a highlight of their current financial standings in the insurance business.

• $339 million policy surplus
• $141 million of gross written premiums
• $4.8 million net income
• $15.04 billion market cap

These numbers demonstrate that The Seneca Insurance Company has solid financial footing. The company currently has an AM Best Rating of A, which equates to excellent. This rating indicates that the company is currently able to meet all of their current obligations and claims that are anticipated.

This insurance company has a stable future based on the A Rating, which indicates that Seneca should have no issues meeting all of their long term obligations.

Insurance Claims with Seneca
Seneca has an array of potential options to file claims. There are three avenues a client may choose to file their claim.

The first possible way to submit a claim with this company is to contact the company at a dedicated e-mail, which can be located on their website. This is the preferred means for claim filing with Seneca.

Once the email has been received by a representative, they will respond via email and include the appropriate forms that need to be filled out. Once these forms are completed they can be submitted to the claims department.

The second claim filing option with Seneca is to contact the company via their 24-hour claim hotline. A qualified representative will then aid the client through the claims process, providing them with the necessary information to file their claim.

The representative will start the claim over the phone by collecting all pertinent information to the case. They will also direct the client as to what their next course of action should be in the claim filing process.

The third option for filing a claim with Seneca is to download a claim form from the website, fill it out, and fax or mail the completed document. This is not the preferred way of claim submittal, but exists for situations where a client may not have access to the internet or phone within a reasonable time period after the incident occurs. No matter what means of claim submittal is chosen, it is imperative to contact the company as soon as possible following the incident.

Seneca Career Opportunities
Seneca has a wide array of career paths available to the working profession. Some of the potential career options available with Seneca include administration, underwriting, claims, and loss prevention in addition to many others. Take advantage of our FREE online quote comparison tool by simply entering your ZIP code.

There is no searchable job listing available through the Seneca website. Those candidates interested in career opportunities at Seneca should send their resume to the human resources department. This address can be located on the Seneca website.