Northwestern Pacific Indemnity Company Auto Insurance Review

Northwestern Indemnity Company’s affordable auto insurance comes from its parent company, the Chubb Group. The Chubb Group has been in business for a very long time as it was founded in 1882. Take advantage of our FREE quote generator by entering your ZIP on our homepage!

Not all auto insurance companies that were started this long ago have survived all this time, but the Chubb Group appears to be very strong. If one just judges by the credit rating it received from A.M. Best, an A++, it is clear that any auto insurance company associated with the Chubb Group is in very good company.

Auto Insurance Agents versus Large Auto Insurance Companies

Northwestern Indemnity Company auto insurance is sold through independent agents, and those who would like to find an agent can do so on the Chubb Group’s website. Purchasing cheap auto insurance in this manner has advantages over purchasing auto insurance from the more well-known, national auto insurance companies.

The well-known auto insurance companies, typically, have types of auto insurance that can be considered to be comprehensive. Furthermore, these national companies do not allow for close relationships to be formed between the clients and the companies’ representatives. It’s not possible to nurture relationships because clients cannot talk to the same person with every call.

The Advantages of Obtaining Insurance from an Agent

What would make purchasing auto insurance from Northwestern Indemnity Company more amenable for some people is because they can have a more intimate relationship with their agents.

Also, those who have significant assets will have a better chance of obtaining an auto insurance policy that will be able to perfectly suit their needs.

Independent insurance agents from Northwestern Indemnity Company can create a policy that exactly covers just what each individual client needs because these agents are able to put a policy together with products from different companies.

The Chubb Group has many subsidiaries that Northwestern Indemnity Company can draw from to create the best policy possible.

Higher Limits with Northwestern Indemnity Company

In contrast, agents that represent one company can only offer auto insurance products from that one company. Those who have significant assets that they would like to protect may need much higher limits than one particular company can offer.

If they are purchasing their coverage from Northwestern Indemnity Company, their agents will be able to meet this need for them.

Northwestern Indemnity Company Sells More than Just Auto Insurance

Northwestern Indemnity Company also has access to the other insurance products that the Chubb Group sells. This gives auto insurance clients a chance to be eligible for a multi-policy discount if they also insure their homes with this company. The company also has a good driving discount for those who are in the habit of being very good drivers. If they insure more than one vehicle, they can receive the multi-car discount.

Discounts from Northwestern Indemnity Company

The above are not the only discounts that people may be able to qualify for with Northwestern Indemnity Company. They may also receive a discount for:

• Those who are good students
• Learners who take driver’s training courses
• Those who take defensive driving courses
• Vehicles that have air bags, anti-lock brakes, burglar alarms and daytime running lights

Agreed Upon Value versus Market Value

The auto insurance that Northwestern Indemnity Company has for people is unique in a couple of different ways. The first is the fact that people can choose to negotiate with their agents for the agreed upon value of their vehicles. Auto insurance companies, typically, offer their clients the market value of the vehicle on the day that it was destroyed.

The Masterpiece Auto Preference Service

The second distinguishing characteristic of the Northwestern Indemnity Company is its Masterpiece Auto Preference Service. Other auto insurance companies may require that their clients take their vehicles to the body shops and mechanics that the companies choose. If they do not do this, payment for their claims may be delayed.

With Northwestern Indemnity Company, clients may select the body shops and mechanics that they wish to repair their vehicles.

Types of Vehicles Northwestern Indemnity Company Insures

When people purchase their auto insurance from Northwestern Indemnity Company, they will be able to insure their automobiles that they use for personal reasons as well as those that they use for their businesses. This company can even provide coverage for collector’s cars in an extra, less expensive policy.

Types of Auto Insurance from Northwestern Indemnity Company

For all types of policies, Northwestern Indemnity Company has liability coverage. Those who have valuable assets can purchase liability coverage in higher limits than other auto insurance companies.

People can also purchase optional coverage, such as uninsured/underinsured motorist bodily injury and property damage insurance.

Obtaining a Quote from Northwestern Indemnity Company

In order to obtain a quote from Northwestern Indemnity Company, people will first need to find their independent agents that will be located near them. The agent will ask the potential client what is needed, and this agent will put together a policy. Then, the agent can offer a quote.

Obtaining Even More Quotes from Several Companies

Those who would like a quick quote may not be able to receive it from Northwestern Indemnity Company on the Chubb Group’s website, but they will be able to obtain several auto insurance quotes from this website. Try our FREE quote comparison tool by entering your ZIP code on our homepage!