Leading Insurance Group Auto Insurance Review

Those who need a personal auto insurance liability policy will not be able to purchase it from the Leading Insurance Group. Leading Insurance Group auto insurance is only selling commercial auto insurance policies to small businesses.

The company has not been in business in the United States for very long as it was founded in 2005, but it was founded by a the Korean LIG Insurance Company to cater to the needs of the Korean and Chinese small business community in the U.S.

The Multi-Lingual Leading Insurance Group

The Leading Insurance Group was created to address the needs of Korean and Chinese business owners, and it does this by treating its customers very well. Because it focuses its attention on those who may not speak English as a first language, it employs representatives who speak a variety of languages.  Try our FREE online quote comparison tool and start saving today.

The Leading Insurance Group’s A.M. Best Rating

The fact that the Leading Insurance Group has received such a high credit rating from A.M. Best, a credit ratings agency that rates auto insurance companies, has given this company an exceptionally high rating. A- means that Leading Insurance Group has a high chance of meeting all of its financial obligations.

The credit rating is so important because auto insurance clients do not want to find that after they file a claim for their auto insurance coverage, they will not receive the money they are expecting to pay their bills. It’s unlikely that this will happen to clients of the Leading Insurance Group.

Where the Leading Insurance Group’s Offices Are Located

The Leading Insurance Group has offices in New York and California, but it is licensed to sell different types of auto insurance policies in several more states than just these two. They are:

• California
• Illinois
• New Jersey
• New York
• Pennsylvania

Who Can Purchase Auto Insurance from the Leading Insurance Group

Several types of small businesses can benefit from the Leading Insurance Group’s policies, including restaurants, retail stores and apartment buildings. The Leading Insurance Group can even provide policies for larger businesses, like commercial real estate offices, shopping malls and large grocery stores.

Hired/Non-Owned Coverage from the Leading Insurance Group

The type of auto insurance people can purchase from the Leading Insurance Group is hired/non-owned coverage. Any business that leases or borrows vehicles can purchase this type of insurance policy.

Some businesses have employees who use their own vehicles to do their jobs. These businesses will need to be able to cover these employees’ vehicles, and the hired/non-owned coverage will make this possible for these business owners.

Umbrella Liability Coverage

Liability coverage is offered at this company, but some businesses may require higher limits than can be purchased with the basic policy. Clients of the Leading Insurance Group can purchase an umbrella policy that extends its liability limits to $5 million if they need it.

Filing a Claim with the Leading Insurance Group

When people need to file a claim for their coverage, they will have several ways in which they can do this. Auto insurance companies with a claims process that is easy and offers people several ways to file a claim are clients who are enthusiastic about their auto insurance companies.

The several ways people file claims with Leading Insurance Group are:

• To call their auto insurance brokers
• Call the claims department
• Email their claims to the claims department
• Mail their claims to the New Jersey office

How the Leading Insurance Group Speeds Up the Process

The Leading Insurance Group works to complete the claims process as quickly as possible. The company helps its clients help them do this by asking them to add information to their claims that will speed up the process, such as:

• The date the client experienced the loss
• The location where the client experienced the loss
• The client’s auto insurance policy number
• The business owners’ names
• The policy holders’ contact information
• The contact information of witnesses and other people involved in the incident
• Essential documents, such as the police report

Risk Management Services

The Leading Insurance Group does not just sell affordable auto insurance, because it works to prevent its clients from experiencing any loss. The Leading Insurance Group has Risk Management services that go over the business when it asks for it so that the auto insurance company can determine where the business may have the highest risks.

The Leading Insurance Group will go inside the company and suggest what changes can be made to lower the company’s level of risk. After changes have been implemented, the Leading Insurance Group does not leave the business to its own devices; if the companies wish, the Leading Insurance Group will do periodic inspections of the company to ensure that it maintains its lower risk.

No website for Leading Insurance Group

The Leading Insurance Group does not have a website online at the moment. This will make it impossible for business owners to obtain a quote for their online auto insurance. The fact that there is no website may not worry people because the Leading Insurance Group gives it clients several ways to file their claims without needing to visit a website.  Enter you ZIP into our quote generator and start saving big today!

Obtaining a Quote Online for Leading Insurance Group

The best way for business owners to obtain a quote from Leading Insurance Group as well as several others for comparison purposes is to type their ZIP codes into the comparison feature on this website. The quotes are FREE, and they allow business owners to find the lowest auto insurance rates for their businesses.