Ameriprise Auto Insurance Review

There are many options available for people who are looking to either purchase automobile insurance for the first time or switch to a new auto insurance company. It makes good financial sense to periodically research different types of auto insurance companies even if the current insurer offers good service. Automobile insurance is a competitive business, and insurance companies offer new products, rates and discounts all the time.

Ameriprise Auto Insurance Company

Auto insurance is one of the products offered through Ameriprise Financial. The company, Ameriprise Financial, was started in 1894 by a 24-year old, John Tappan when he convinced 1,000 people to invest five dollars in his company and started Investors Syndicate. The company experienced phenomenal growth, changed the name to IDS and was bought out by American Express in 1984. In 2005 the name of the company was changed to Ameriprise Financial and has 12,000 registered financial advisors and over 2.8 million clients.  Enter your ZIP code into our FREE quote generator and start SAVING today!!

Ameriprise Automobile and Home Insurance provides auto insurance in the states of Alabama, Arkansas, Delaware, Hawaii, Idaho, Iowa, Kansas, Mississippi, Missouri, Nebraska, New Mexico, Oklahoma, South Dakota and Tennessee. They offer insurance for motorcycles, recreational vehicles and even boats. They also have Umbrella insurance policies that add additional insurance to cover the potential of the claims filed against the auto insurance being higher than what the regular auto policy will cover.

Ameriprise has been offering affordable auto insurance for automobiles for over two decades and is rated by A.M. Best as a group A insurer for strength of finances, stability and operating performance.

How to Obtain Auto Insurance from Ameriprise

There are a couple of ways a person can get auto insurance quotes and sign up for insurance with Ameriprise Auto Insurance.

• Call the toll-free 800 number
• Email the company with the necessary information to obtain a quote
• Get a free auto insurance quote online

When looking to get a free auto insurance quote, or determining how much it would cost to add additional drivers of the car to an existing policy, a person can easily access Ameriprise online and complete the following information to receive a free quote.

• Year, model and make of the vehicle
• Vehicle identification number (VIN or serial number)
• Name and address of the financial institution or person holding the lien on the automobile
• Driver’s full name, date of birth and social security number
• Driver’s license number and state issuing the license

Ameriprise Auto Insurance Company does perform a credit check on the person requesting information about auto insurance. This credit information will be a factor in determining the automobile insurance rate for the person.

Ameriprise Auto Insurance at Costco

An added benefit that makes it easy and less expensive to purchase Ameriprise auto insurance is that members of Costco get an automatic discount when purchasing a policy. Customers like having the convenience of getting their auto insurance through a place they frequently shop, and there are auto insurance discounts available by purchasing the insurance online.

Auto Insurance Payment Options

Ameriprise Auto Insurance makes it easy for a person to pay for their insurance.

• Directly bill the person’s credit card
• Deduct the payment from a checking account when payment is due

A person can request a six-month premium plan that is divided into five payment installments that start on the policy renewal date. These plans will include a small service fee added to the payment amount.

Claims can be submitted easily online with Ameriprise Auto Insurance. A person can also go online to update payment and credit card information, add or remove a vehicle and/or driver, submit an address change, and even add or remove the financing or lease company.

Ameriprise Customer Service

One issue to be aware of is that in an Insurance Company Satisfaction Survey, Ameriprise received a 46 percent very unsatisfied rating and a low 29 percent extremely satisfied rating. There have been several issues relative to poor customer service for auto insurance and home insurance policy holders. This is an issue that consumers should be aware of, as the information should be considered when making a decision about auto insurance.

There are other sites that rate the company a bit higher, and gives Ameriprise five stars for pricing, but still rates the company only 54 percent customer satisfaction . Other areas of service such as contacting the company, billing and payment and product offerings receive an average rating overall.  Try our FREE quote comparison tool by simply entering your ZIP code on our homepage!!

Comparison Pricing

A person seeking automobile insurance should always do comparison shopping to compare products and pricing. Many online sites allow a person to obtain free auto insurance quotes with no obligation. This is a good way to determine which company best meets the needs of the person purchasing the insurance.